Jade Warshaw

And families have trusted CHM since 1981 with billions of dollars in medical bills shared.

You can see any doctor or hospital you want with no network restrictions and members say that they often save hundreds of dollars a month compared to traditional insurance.

So make a change that fits your budget and your values.

Check out chministries.org budget to learn more.

That's chministries.org budget.

Mm-hmm.

So we just got our January insurance bill.

And apparently this year, or last year, we made too much and we have lost

We talked about maybe like just putting $29,000 in an account for an emergency, but then there's always like, well, the, what if, you know, something substantial happened,

We were just flushing that money pretty much down the drain.

Yeah, well, you're not.

Okay.

Hi, thanks for taking my call.

I am a single mother to a 10-month-old baby, and I have $25,000 in debt and a low income.

So I wanted to know how I can get ahead and plan for the future.

Specifically, my goal is to be debt-free and eventually save for a home for my daughter and I. Great.

I don't use credit cards, but it is accumulating because of interest.

I've been using the EveryDollar app every month.

And so that's been helping me to see where everything is going.

So with overtime, I can make an extra $100 to $200 per paycheck.