Jade Warshaw

It's, well, my spouse, they're not the one doing it and I'm trying to save money, but they're outspending.

Or, you know, my grandma took out a credit card in my name or my parents are the ones that told me to sign for the student loans, right?

There's all of this reason that we kind of want to place the blame somewhere else.

And I had a colleague and a mentor tell me once, he said, you can't blame your way to a better life.

And it always stuck with me.

You can't blame your way.

And that's the thing.

If we can take responsibility and say, hey, there might be a very good reason that this sucks, right?

Like there might be a very good reason.

Somebody may have done you wrong legitimately.

Like you may have been divorced and now you're trying to rebuild and it's tough.

Or some, you know, you worked at a job for 20 years and they fired you, right?

All that stuff is real.

But at the end of the day, that person is not going to come back and fix it for you.

Like the chances of that happening are so slim and we spend so much time waiting around for somebody to go, oh, I'm sorry, let me come fix that for you.

And they're not coming, Hala.

You're the only one that can rescue you.

I understand.

So why is it that, okay, let me go back and answer your first question.

Yes, IRS debt needs to come first.