Jade Warshaw

I think that we need to get you familiar with the baby steps, and we're going to make sure you leave with every dollar and everything that's connected to it, which is our Ramsey plan.

But what I'm trying to get you down to is a foundational spot.

We need all of your income at your disposal.

If we were to do the following things, this is going to work for you.

If we pause retirement, because kind of like what you said with the cancer deal, you kind of paused and you stuck –

stacked up money until it was time.

It's the same thing with investing.

You're not in a place that you're ready to invest yet.

So let's temporarily pause it, get that money back in your pocket.

How much money would that be back in your pocket?

Oh, there's well, we're at $400 already.

And what I would do if I were in your shoes, that $21,000 car, I would look and see what it's worth.

Hopefully you're not upside down.

I would go on Kelly Blue Book tonight, see what it's worth private sale, and I would sell it.

And then I would use the $13,000 that you have.

And I'd maybe use I don't know,

eight or 10 and I'd buy myself a car in cash.

And now you've still got a little bit of money there that if you have other debt that you need to clear out, you can start using that for other debt.

And I keep a thousand dollars saved.

That's what I would do because now you've got the $600 back in your pocket every month.