Jade Warshaw

You're buying time and you're buying money to stack up for this down payment.

And I think that that's a great investment for you guys.

You're going to be there in the next two to three years.

Yeah.

Yeah.

I mean, you've got it.

What would you, of the 115,000, what would you consider your three to six months of emergency fund?

Oh, okay.

Well, it sounds like you've got the margin there.

Did you have the money possibly earmarked for something else?

Because usually when you're saving up, you know, a stack of money like that, you're doing it for a purpose.

Otherwise you'd be investing it, right?

And you just said it right there.

Your language there, that should set you free because you said what you need, you keep in your account, and what you don't need, you move over.

So that means you don't need this money.

It's not earmarked for anything else, and you're wanting to upgrade a vehicle.

And what I'm looking at is the numbers of someone who can afford to do that.

You don't have any debt.

You've got the emergency fund of $25,000.

You can spend another $45,000, and you've still got plenty of money left over.