Jade Warshaw

Are you currently taking out student loans to pay or how are you cash flowing?

I do think you need to because if you told me you were paying cash, we'd be having maybe a slightly different discussion.

But if you're calling me saying debt is the problem and I'm currently borrowing while I know it's the problem, you can't solve a problem while simultaneously creating it.

And if we know debt is the problem, we have to stop borrowing money.

That is the first and foremost step that you have to make when you decide, hey, I'm going to get my life right with this money.

You've got to start borrowing money.

That's thing one.

Thing two is we'd say, okay, now we got to get on a budget.

And thing three is now we're going to start to work this thing through the baby steps, which is the method of teaching that we have to help people break free from debt and build wealth ultimately over time.

Are you familiar with the baby steps?

Yeah.

These student loans, are you currently making payments or are they in forbearance or deferment?

That's right.

Yeah.

And that's the picture I want to paint just to make sure you guys understand what's at stake here.

I would never just say, stop going to school without a really good reason.

And the really good reason is the longer you wait to attack this $150,000 student loans, I mean, you can look up

in 10 years and instead of it being $150,000, it's closer to $200,000, right?

And so I don't want that to be the case.

I want you guys to really do a complete 180 on what you've been doing.