Jade Warshaw

Yeah.

Or just thinking about if you didn't pay off the mortgage, what you're paying in interest all of that time, you're going to pay well over $22,000.

Any way you slice it.

I understand it.

Well, that kick in the pants wasn't so bad.

Let's go to Elizabeth, who's in Nashville, Tennessee, right in our backyard.

Hey, Elizabeth.

Hey, how are you doing?

Doing good.

How can George and I help?

Are you currently taking out student loans to pay or how are you cash flowing?

I do think you need to because if you told me you were paying cash, we'd be having maybe a slightly different discussion.

But if you're calling me saying debt is the problem and I'm currently borrowing while I know it's the problem, you can't solve a problem while simultaneously creating it.

And if we know debt is the problem, we have to stop borrowing money.

That is the first and foremost step that you have to make when you decide, hey, I'm going to get my life right with this money.

You've got to start borrowing money.

That's thing one.

Thing two is we'd say, okay, now we got to get on a budget.

And thing three is now we're going to start to work this thing through the baby steps, which is the method of teaching that we have to help people break free from debt and build wealth ultimately over time.

Are you familiar with the baby steps?