Jade Warshaw

That's step four.

And so I think that's great.

I think the only missing piece to your equation or of what you think is next is, OK, how do we get into a home?

And yes.

It's just going a little slower than you feel like it should be going.

Am I right?

What do you bring home every month?

Okay, and how much of that is margin?

After you've done all of those things you need to do, what's the amount that you're like, okay, we can do whatever we want with this money?

Yeah, that's just the base.

That's correct.

That's, yes.

Yeah, if you continue saving at that rate, what do you have at the end of the year?

So all you've got to do is look out at the housing market, look at what it is that you guys think you want, and do the math backwards.

Work backwards and say, okay, what must be true?

How much do we have to save in order for this house to be no more than 25% of our take-home on a 15-year fixed rate?

And then you're running it back and say, okay, we'll be there in three years or we'll be there in two years.

You're not, and more and more people are buying homes in their 40s, and I think that that just opens a bigger conversation on...

Just comparison and making sure that you're running your race and you're not comparing everything that you do to TikTok and Instagram and the other people at work and what your friends are doing.

Your race is your race to run.