Jade Warshaw

Do you owe more on it than you could sell it for?

So what do you think you could sell it for a private party?

So if it's anything less than 48, that would mean you're upside down.

So let's say you owe 48, but when you look it up on Kelly Blue Book, it says, I don't know, 46 or 45.

That'd mean that you're $2,000 to $3,000 upside down on it.

And if you are upside down, what you would do is you would just go over to the bank or credit union, wherever you can get somebody to loan you the three thousand or whatever it is.

Hopefully you're not upside down.

But if you are, that's what you would do because you're going to need the full amount to get the title.

So if you sell a private party, you're going to need to put whatever you owe with it in order to get that and get a clean title.

So.

OK, so this is like classic temptation.

Of course, the idea sounds good, but you've already decided it's not good for you to do that.

So it's a moot point, right?

And so she's offering you the money is what you're saying.

You don't have to say yes.

I was going to say, thank you, John.

Yeah, nobody has dental insurance.

Yeah, my plan I had there was...

Yeah, I mean, I think the biggest part of this conversation is just you making a decision and drawing that line in the sand that you don't borrow money.

And when you do that, it just opens up your mind to creating other scenarios for solving your problems.