James Kirby

kind of knee-jerk explanation, if you like, has been that the bank is so exposed to housing and the housing has had its good times and these new taxes will flatten house prices going forward.

If that was the case, they'd flatten all asset prices, you would think.

But what's your view?

And obviously people are going to keep putting money into their homes as if they didn't already overdo that.

But putting money into your home is not investing.

That's not an investment.

That's your home, I always say.

And your banker might say that to you too.

So, Will, tell me just if you would, in this final segment, elaborate if you would when you were talking about investment vehicles and to what extent that's changed now, what people might start to consider that they haven't considered before.

Right.

And is there anything that comes to mind that perhaps listeners wouldn't have thought about or even known about before?

Okay, I think that's exactly where we will leave it for now, folks.

So much to talk about, but it is all about after-tax returns.

As Will says, it always has been.

But when the tax changes and this minimum of 30% pulsating through the entire system and enshrined in CGT and enshrined in family trusts, it's really time, if you haven't thought about this before, to think about it.

Before you move, where and how you structure your own investments.

Keep with us.

The property I want to go into thoroughly in Tuesday's show with Stuart Weems.

And we will look at a lot of issues that are emerging.

I didn't get into today, but I'll tell you what, there's a lot you need to know about investment property.