James

I bought my home six years ago for $1.75 million.

It's now worth $1.55 million.

So hopefully at some point we get some capital growth again.

I just made sure the comments, the comments being like four years of capital growth.

But anyway, continue, continue.

We'd love one.

Love that for us.

I got a lot of thoughts, Michael.

You ready for my thoughts?

Call me a cockroach.

I've already given you my thoughts on you buying a Ferrari and going, you're not that stupid.

I do regret saying it because my goal is not to egg you on.

My goal is for you to make responsible decisions, which you would have thought I'd given up on.

Anyway, there are some interesting pieces within this data of going like, yes, you're better off owning the investment property.

The big thing here is in the investment property scenario, you start with just more house.

Like in the first scenario, you've got $1.5 million of a total house value.

In the second, you've got 1.16 plus the 750,000.

So you start with $1.9 million of house.

So obviously if you assume a 5% growth rate, that's going to be faster.

My second piece is obviously the owner-occupied property is most likely going to grow at a faster rate than the townhouse just based off, you know, assume it's a bigger land parcel opposed to townhouse being a smaller land parcel.