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James

👤 Person
2393 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Your Bank Balance Is a Reflection of Your Habits

Okay.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Hey, guys. How are you guys doing today?

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Hey, guys. How are you guys doing today?

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Hey, guys. How are you guys doing today?

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Well, about seven years ago, the wife and us, we decided that We had a baby on the way, and we decided that we needed to get a house. And at the time, her parents said, hey... We're in the process of moving and you guys need some childcare since it's very expensive where we live. Let's just get a house together and we will watch the kids for you guys.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Well, about seven years ago, the wife and us, we decided that We had a baby on the way, and we decided that we needed to get a house. And at the time, her parents said, hey... We're in the process of moving and you guys need some childcare since it's very expensive where we live. Let's just get a house together and we will watch the kids for you guys.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Well, about seven years ago, the wife and us, we decided that We had a baby on the way, and we decided that we needed to get a house. And at the time, her parents said, hey... We're in the process of moving and you guys need some childcare since it's very expensive where we live. Let's just get a house together and we will watch the kids for you guys.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

And you guys can work without worrying about babysitting. So we purchased the house together under both of our names. And now we're in a situation where we got more than just one child and we are ready to move out. And we're in the financial situation to go, but they're really not ready to go.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

And you guys can work without worrying about babysitting. So we purchased the house together under both of our names. And now we're in a situation where we got more than just one child and we are ready to move out. And we're in the financial situation to go, but they're really not ready to go.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

And you guys can work without worrying about babysitting. So we purchased the house together under both of our names. And now we're in a situation where we got more than just one child and we are ready to move out. And we're in the financial situation to go, but they're really not ready to go.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

So we're trying to figure out what's the best way to move out because we are either considering refinancing and just taking our names off and taking the portion of the profits that we would make from the house ourselves or just selling the house outright. Right.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

So we're trying to figure out what's the best way to move out because we are either considering refinancing and just taking our names off and taking the portion of the profits that we would make from the house ourselves or just selling the house outright. Right.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

So we're trying to figure out what's the best way to move out because we are either considering refinancing and just taking our names off and taking the portion of the profits that we would make from the house ourselves or just selling the house outright. Right.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

And they don't know what to do, and this market has everybody pretty concerned, so we're just trying to figure out what is the best thing to do.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

And they don't know what to do, and this market has everybody pretty concerned, so we're just trying to figure out what is the best thing to do.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

And they don't know what to do, and this market has everybody pretty concerned, so we're just trying to figure out what is the best thing to do.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Well, when we first purchased the house, we put about $20,000, and in that $20,000, I believe we had about... like $12,000 to $13,000 and they had about $7,000 in it.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Well, when we first purchased the house, we put about $20,000, and in that $20,000, I believe we had about... like $12,000 to $13,000 and they had about $7,000 in it.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

Well, when we first purchased the house, we put about $20,000, and in that $20,000, I believe we had about... like $12,000 to $13,000 and they had about $7,000 in it.

The Ramsey Show
You Can Make Progress Even When It Feels Impossible

So what's the house? The house is worth a lot more now. So we purchased the house pre-COVID and it was about $300,000 and now the house is worth about $550,000. What is owed on the house? somewhere around $220,000.