Jamie

Crypto is one of the few environments where you can deploy capital systems and vehicles that in a traditional setting would require deploying tens of millions of dollars.

Blend is basically taking high finance and financial engineering and giving it to everyone.

And I just like it has to be done.

Right.

And it can only be done in DeFi.

And if you don't do it, then you're just asking people to accept less than.

And I think the whole floor should be raised because, again, like at some point when I was working on code that was passing billions of dollars through it.

it needs to mean something at the end of the day.

We have to raise everyone up.

The floor has to elevate.

And without mature banking, that's honestly something that just is harder to do because you're saving, but you're not actually saving.

And without financial infrastructure, you're just running the wheel.

And so now we can actually work to improve people's experiences.

I could take that.

I think the interesting part is it's all an optimization problem.

So in that context, I think what we have to do is that every avenue, at every question, every time we have to ask what to do, we always lean towards safety.

And because of that, the technology we built, everyone gets their own basically like isolated bank account.

Everyone gets their own

piece of their own infrastructure that happens to be coordinated.

And all of our yield optimizations and our due diligence is really focused around primarily safety.