Jason Feifer
đ€ SpeakerAppearances Over Time
Podcast Appearances
You know, credit card debt is going to be the highest interest rate because the bank is taking on so much more inherent risk because there is no collateral for that debt that's being deployed. And so when I talk about good debt, when it comes to businesses, I'm talking about companies that are buying equipment to continue to grow. I'm talking about companies are buying real estate to grow.
You know, credit card debt is going to be the highest interest rate because the bank is taking on so much more inherent risk because there is no collateral for that debt that's being deployed. And so when I talk about good debt, when it comes to businesses, I'm talking about companies that are buying equipment to continue to grow. I'm talking about companies are buying real estate to grow.
You know, credit card debt is going to be the highest interest rate because the bank is taking on so much more inherent risk because there is no collateral for that debt that's being deployed. And so when I talk about good debt, when it comes to businesses, I'm talking about companies that are buying equipment to continue to grow. I'm talking about companies are buying real estate to grow.
Companies are supporting their employees through a line of credit to grow. companies that are using debt to acquire other companies. So there's a lot of forms in which you can use debt as a strategy to acquire appreciating assets. And that is night and day from assets that are bought through dollars that are spent on experiences or material items that depreciate in value. Stocks, not stuff.
Companies are supporting their employees through a line of credit to grow. companies that are using debt to acquire other companies. So there's a lot of forms in which you can use debt as a strategy to acquire appreciating assets. And that is night and day from assets that are bought through dollars that are spent on experiences or material items that depreciate in value. Stocks, not stuff.
Companies are supporting their employees through a line of credit to grow. companies that are using debt to acquire other companies. So there's a lot of forms in which you can use debt as a strategy to acquire appreciating assets. And that is night and day from assets that are bought through dollars that are spent on experiences or material items that depreciate in value. Stocks, not stuff.
I like it.
I like it.
I like it.
No secret accounts. I think the biggest thing in finance, you need full visibility to everything you have and to everything your partner has, especially if you are married or cohabitating. 100% pure visibility into everything and where it goes. When you have visibility, it absolutely eliminates all gray area.
No secret accounts. I think the biggest thing in finance, you need full visibility to everything you have and to everything your partner has, especially if you are married or cohabitating. 100% pure visibility into everything and where it goes. When you have visibility, it absolutely eliminates all gray area.
No secret accounts. I think the biggest thing in finance, you need full visibility to everything you have and to everything your partner has, especially if you are married or cohabitating. 100% pure visibility into everything and where it goes. When you have visibility, it absolutely eliminates all gray area.
When I think about joint accounts and separate accounts, at the end of the day, there is no cookie cutter solution for anything finance. It has to be customized. That's why I like some of these conversations could take weeks, months, even years to figure out after material, material due diligence based on everyone's circumstances and what their overall profile looks like. That being said, I think a
When I think about joint accounts and separate accounts, at the end of the day, there is no cookie cutter solution for anything finance. It has to be customized. That's why I like some of these conversations could take weeks, months, even years to figure out after material, material due diligence based on everyone's circumstances and what their overall profile looks like. That being said, I think a
When I think about joint accounts and separate accounts, at the end of the day, there is no cookie cutter solution for anything finance. It has to be customized. That's why I like some of these conversations could take weeks, months, even years to figure out after material, material due diligence based on everyone's circumstances and what their overall profile looks like. That being said, I think a
good solution. I'll give you one that I recommend in my book at Talk Money to Me. If you have a 15% to 20% income within one another, I think putting a joint account and having your own individual accounts are good, creating an amount that you can both contribute to your individual account and then operating as individual entities as well. But at the end of the day,
good solution. I'll give you one that I recommend in my book at Talk Money to Me. If you have a 15% to 20% income within one another, I think putting a joint account and having your own individual accounts are good, creating an amount that you can both contribute to your individual account and then operating as individual entities as well. But at the end of the day,
good solution. I'll give you one that I recommend in my book at Talk Money to Me. If you have a 15% to 20% income within one another, I think putting a joint account and having your own individual accounts are good, creating an amount that you can both contribute to your individual account and then operating as individual entities as well. But at the end of the day,
Net worth is your baseline for cash inflows and outflows. And even to go back to that earnings conversation, the amount of people I know that have less earnings than their partner but have more wealth is significant. Earnings is just one small part of the equation to building your overall net worth. And so that's why another reason to just immediately judge it is it's just it all.
Net worth is your baseline for cash inflows and outflows. And even to go back to that earnings conversation, the amount of people I know that have less earnings than their partner but have more wealth is significant. Earnings is just one small part of the equation to building your overall net worth. And so that's why another reason to just immediately judge it is it's just it all.