Jason Moser

And we are actual businesses here that can support your needs and grow the relationship.

I'm kind of hanging it.

It's not a high conviction name right now, I would not say.

I don't think it is a falling knife.

I think that the company has the wherewithal to respond competitively and utilize AI to make their business better and respond to the competitive threats.

But it is a bigger question mark out there right now than probably some others, I would say.

You would figure.

If you look at what they've done to their share count, outstanding.

They're buying shares back hand over fist.

I applaud them for their conviction there.

Yeah, it feels like it's a bit more of a, I don't want to say protected, but just the barriers to entry and finance and all the regulatory red tape that comes with it, whether it's helping someone run their business or someone do their taxes or manage their payroll.

That's difficult to replicate reliably and then actually push out to a large consumer base.

It seems like the easier disruptor for this company would have been if our politicians could have simplified the tax code and made it easier just to file taxes.

But as I think we all probably know, as we get older, that process just becomes inherently more difficult because we've accumulated more wealth and yada, yada, yada.

It goes on and on and on.

I use TurboTax every year.

Frankly, I find it to be a breath of fresh air knowing that I can log in, speak with a tax representative, have them do this stuff for me.

I know that it's being done correctly to the extent that they're doing it.

I just think most people hate the idea of having to deal with doing their taxes.

Furthermore, it's understandable in many cases, unless you're just filing the simplest of returns.