Jaspreet Singh

So if you invest $1,000 a month for 30 years, that would be about $1.9 million.

Then you have layer three, the most involved.

This is called being an active investor.

And being an active investor is not trading, it's not flipping.

It's I want to own good investments that I believe in, that I've researched and I've put the work into, and I want to own them for the long term.

So this might be investing in individual companies, individual stocks.

Maybe now I want to invest in Amazon.

Maybe now I want to invest in McDonald's or whatever.

Maybe it's investing in individual real estate properties.

And the goal with this is you're taking on more risk for more potential return.

So we talked about how if you just invest your money into the broad economy, you're averaging about 10% a year.

As an active investor, we're not talking about 200% returns or 100% or even 50% returns that people like to talk about on the internet because that's not sustainable.

It's a lie.

It's a scam and they're screwing you over.

We're talking about a slight edge.

Let's just say 13% a year.

If you can do that, 13% a year, $1,000 a month for 30 years, well, now you're going to have about $3.5 million.

So we're talking about $1.6 million more than if you passively invested.

You're taking on more risk.

It's more work and more research, but there's more potential upside.