Jaspreet Singh

low movement, so they don't trade a lot, index funds.

I worked at Vanguard.

They have the best cost structure.

So I throw things in the S&P 500 in a diversified portfolio at a company.

You go to Vanguard.com.

You have no fees on their trading platform.

In my opinion, avoid anything where you're buying individual stocks when you don't know unless you're doing it purely for learning and you're okay with losing everything.

And you go to Vanguard.com and you select a diversified portfolio.

It's cool too because they'll actually help you do it based on your age and based on how much risk you want to take.

So they'll have a 60-40 portfolio, which is like 60% stocks and 40% bonds if you're our age, for instance.

If somebody's a little younger, they'll go 80-20 because you should take more risk with stocks when you're young.

So you can literally in one click get a diversified portfolio and then you can add to it.

You could also use like a wealth front for that.

What's a diversified portfolio for someone who doesn't know?

That means that you never want to have all your eggs in one basket in anything in life, but certainly in investing.

And so that means that they're going to give you stocks and bonds.

It means they're going to give you emerging markets versus the US.

So let's say India, China, Russia, Brazil, and the US stock market.

And it means that typically over time,

You know, there's these charts you can see in finance where it kind of looks like a grid.