Jay Shetty

Is that the right time to do it?

What is the plan?

Talk to me through a really simple 20 minute plan of what someone should look at when they're checking their finances.

Say those three again.

those are great questions.

That's that perfect break between about to click and buy and actually creating some space in your mind.

Yeah, absolutely.

Absolutely.

And I love your breakdown because one of my favorite quotes is from Warren Buffett, where he said, don't save what is left after spending, spend what is left after saving.

And that's exactly what you've just shared with us, which is you have to put aside your saving first.

And I think most of us just spend and then see what we have left at the end of the month and then put it away.

And of course, that never grows up.

I think one of the biggest things, Nisha, is when it comes to finances...

And I know I was like this.

Honestly, I used to feel like you had to wait for a big payday to make money and save money and invest money.

And until you got that, it didn't really matter.

Like you're not really going to do, you're not really going to save that much and little amounts.

What are they going to do anyway?

What are the micro habits that actually make us rich?

Because I think we think it's these big things that happen, like getting a promotion, somehow selling an amazing company or like, you know, all these things that you see online that you think are going to make you rich.