Jay Shetty

Do you need a six-figure salary to achieve financial freedom?

Yeah, I love what you said about the habits because it feels like that's what it really comes down to where just because you earn more money doesn't mean you're better with money.

And I think that's what happens is that you can go from making 50k and even if you went to make 250k, if you are used to spending everything you had at 50, you do the same.

And that's so fascinating that we ultimately just have more to do the same thing with.

And so we've got to sort these habits out early, it feels like.

And it's hard, right?

Because I feel like money mindset's built from families.

It's built through trauma.

It's built through our relationship with money over the years.

Like it's not easy.

Like I grew up in a house where we always had just enough.

And so I grew up with zero in my bank balance often growing up.

And I started working when I was 14.

I delivered newspapers.

I then worked at Morrison's, which is a grocery store.

in the area, I then worked in retail.

I basically worked every year since I was 14 years old.

But even when I was working, I was paying for my phone bill and I remember paying for my car insurance and all the rest of it.

I would end up with zero in my bank balance, a lot, because that's what I was always trained to have.

And so it took me years of like changing my relationship with money to actually understand what to do with it.