Jeff

Basically, just like 10% at the time, we just step that up, or she steps hers up for a 401k.

We're sitting at around 155, I think, counting hers and mine together.

Okay.

But where I currently work, I only have a Roth IRA option.

They don't have 401k.

Correct.

So we're doing that.

We started that last month.

I started funding...

Mine for last year, and now this year I'm going to end up funding mine and one for her.

That way it gets me to the 15% or actually above.

It just maxes it out.

2026, it should be about $150,000.

We were beyond that before because I used to get a lot of overtime, but I changed jobs this year.

Pay went up a little bit, but no overtime.

Well, where we go with the investments from here, so after the IRA, after the 401K, we're going to have the house payment, plus we were putting up to 17 grand, actually a little more than 17 grand a year, extra on the house to get the house paid off in 10 years.

We're at nine years and a couple of months is what we ended up with.

So we were still able to live our lives off of that, so it's like, okay, do I just put the rest of it into a brokerage account for a...

Like a S&P 500?

Hers is currently a traditional, and she said that they were changing that to a Roth.