Jemma Sbeg

It's really rough when it feels like your friends are entering this entirely new financial chapter of their life and you are stuck in the past. What I really want you to do is to open communication with them. Hopefully money hasn't changed their mindset and money hasn't changed their opinion on you. I'm going to give them the benefit of the doubt and say that it hasn't.

It's really rough when it feels like your friends are entering this entirely new financial chapter of their life and you are stuck in the past. What I really want you to do is to open communication with them. Hopefully money hasn't changed their mindset and money hasn't changed their opinion on you. I'm going to give them the benefit of the doubt and say that it hasn't.

And so I'm assuming they still very much love you. They desire your company. They want your company. I really want you to just discuss with them opportunities to do things that are less expensive and that are more affordable and that maybe don't include four course meals and don't include luxury spending, but are simple things.

And so I'm assuming they still very much love you. They desire your company. They want your company. I really want you to just discuss with them opportunities to do things that are less expensive and that are more affordable and that maybe don't include four course meals and don't include luxury spending, but are simple things.

And so I'm assuming they still very much love you. They desire your company. They want your company. I really want you to just discuss with them opportunities to do things that are less expensive and that are more affordable and that maybe don't include four course meals and don't include luxury spending, but are simple things.

honestly I feel like I've had conversations with friends like this before where I've been like hey like you know I can't come to your birthday dinner but I would love to do this smaller thing with you or someone said hey I can't afford to contribute to this gift or I can't afford to go on this trip but I want to still be involved in some way a good friend will be receptive of that I also I want to give you a really really strong piece of advice here please do not try and match their spending

honestly I feel like I've had conversations with friends like this before where I've been like hey like you know I can't come to your birthday dinner but I would love to do this smaller thing with you or someone said hey I can't afford to contribute to this gift or I can't afford to go on this trip but I want to still be involved in some way a good friend will be receptive of that I also I want to give you a really really strong piece of advice here please do not try and match their spending

honestly I feel like I've had conversations with friends like this before where I've been like hey like you know I can't come to your birthday dinner but I would love to do this smaller thing with you or someone said hey I can't afford to contribute to this gift or I can't afford to go on this trip but I want to still be involved in some way a good friend will be receptive of that I also I want to give you a really really strong piece of advice here please do not try and match their spending

I'm not a financial advisor, obviously, but I've seen people do this. I remember reading an article about someone who got into a significant amount of debt trying to keep up with their friend's lifestyle. If they are your friends, you don't need to impress them. And doing things just for appearances rather than meeting your actual needs and spending money where you feel its purpose is is

I'm not a financial advisor, obviously, but I've seen people do this. I remember reading an article about someone who got into a significant amount of debt trying to keep up with their friend's lifestyle. If they are your friends, you don't need to impress them. And doing things just for appearances rather than meeting your actual needs and spending money where you feel its purpose is is

I'm not a financial advisor, obviously, but I've seen people do this. I remember reading an article about someone who got into a significant amount of debt trying to keep up with their friend's lifestyle. If they are your friends, you don't need to impress them. And doing things just for appearances rather than meeting your actual needs and spending money where you feel its purpose is is

is a very dangerous game to play and I wouldn't want to see you get into debt or into trouble because you feel like you need to impress your friends if they're the people who need to be impressed they're probably not your friends so obviously I don't have all the full information but I would really just say have a chat with them about it don't excessively spend money and if you feel like their priorities have changed

is a very dangerous game to play and I wouldn't want to see you get into debt or into trouble because you feel like you need to impress your friends if they're the people who need to be impressed they're probably not your friends so obviously I don't have all the full information but I would really just say have a chat with them about it don't excessively spend money and if you feel like their priorities have changed

is a very dangerous game to play and I wouldn't want to see you get into debt or into trouble because you feel like you need to impress your friends if they're the people who need to be impressed they're probably not your friends so obviously I don't have all the full information but I would really just say have a chat with them about it don't excessively spend money and if you feel like their priorities have changed

beyond, well, because of the money, maybe start considering whether your priorities towards friendship should change as well. Okay, my lovely listeners, thank you for joining me for this new segment. As always, please let me know what you think of this. Also, what I'll be doing is I'll be putting up the questions three to four days in advance on Instagram.

beyond, well, because of the money, maybe start considering whether your priorities towards friendship should change as well. Okay, my lovely listeners, thank you for joining me for this new segment. As always, please let me know what you think of this. Also, what I'll be doing is I'll be putting up the questions three to four days in advance on Instagram.

beyond, well, because of the money, maybe start considering whether your priorities towards friendship should change as well. Okay, my lovely listeners, thank you for joining me for this new segment. As always, please let me know what you think of this. Also, what I'll be doing is I'll be putting up the questions three to four days in advance on Instagram.

So if you want to get involved in these questions, you want to be able to contribute to

So if you want to get involved in these questions, you want to be able to contribute to

So if you want to get involved in these questions, you want to be able to contribute to