Jenny

Generally, huh?

Yeah.

Yeah, what is gaslighting?

You're the one who sparked this whole thing.

That's cultural appropriation.

Good job, Josh.

Can you imagine what this segment of the show sounds like to someone who's completely tone deaf?

It's like, hey, man, you won.

Just hanging that in your office. Also, though, if light is really going to damage it to that extent, it's like maybe something more than a shower curtain. Is it a shower curtain?

That's so funny. Like, come on. We need to remix that into our intro.

Yeah, this is the first time ChatGPT isn't being straight up. I try to ask a bunch of questions to get it to summarize, and it's like, nah, I'm not getting in the middle of that.

And also, oh, that actually would be so cool.

Dude, instead of the yell just one time. Oh, yeah. What the good?

Dude, that's like the beginning of a terrible conspiracy cryptid video. They're like, Blood Moon is actually an orb.

But those are risks you're like completely aware you're getting into in that field. I'd still sue.

Dude, that's... Get me out of here. Well, that's like what's so freaky about going to Mars and this obsession. Imagine that, like, the space station and you get stuck. Like, we're talking about crossing the freaking universe.

Have you seen, like... I just want to know where our obsession with Mars started and what got people thinking there's something up there that's possible. Have you seen the old Russian satellite that they still use?

No, they can't still use Sputnik. The RT-64 radio telescope in Kalyazin. I don't know how to say that.

It says that it was designed to aid in interplanetary missions between Mars and Venus. And I can't find... how old it is, but this thing looks straight, or there it is, 1974. This thing looks straight out of Star Wars.

Do you see that thing?

It's insanely scary. But yeah, look how huge that is.

Have you seen the thing about how crazy it is that Latin wasn't a course in Hogwarts when like almost every spell is just the literal translation of like the things like a levitate is like levio corpus, which are like corpse. It's like literally lift the corpse in Latin.

Oh, it was a pod!

It's right itself, folks. I love that you surprised yourself with your own.

Executive order.

Yeah, he's the border patrol agent. So only fit people can come into the U.S. or can leave.

Whoa. That literally looks like people with lightsabers should be having a battle in that room.

It's a Decepticon.

Two words, Bill Gates.

Yeah, the climate summit. Have you seen this?

They're literally getting a bunch of world leaders together to deal with whatever climate issues, but they had to build the infrastructure to have this meeting. So they literally, was it thousands or hundreds of acres that they had to mow down to build a road to get to the place they're going to have the meeting about climate issues?

No, they don't care. They don't care.

It's crazy.

I was wondering if you meant to say dumb.

Don't worry about it. Hey, that's all I can do. I'm doing my part. What's your MPG again, though, for real?

Like actually.

It's the best. It is. 100% it is. Look it up. It has like 12 cc's.

It's the best.

I think I know what you're talking about. What were they protesting about?

Actually, it was a building that the government had built and they had signed off on like it was built to code. They had basically rushed it. And apparently this is an ongoing problem where they just don't care and they're signing off on stuff. Building filled with people. Building collapsed. The government wasn't doing anything in light of their negligence. And so that's kind of the issue.

People said they're like sharp piercing pain. But before you play it, think about the fact that if something, like let's say a weapon went off, like a loud sound, the running doesn't stop. You know what I mean? And so go ahead and play that with that in mind.

Well, Jenny's dead. How many heads did the dog have? Three.

I saw another clip. Thousands of people at the same time.

No, they got so mad because they used it, they destroyed a building. And then Trump took their Declaration of Independence in memory of the building.

Exactly.

But they literally would run tests on multiple age groups and they'd sit kids down and literally manually take notes while kids watch the screen. And in an episode, every time the kid's eyes went like that, they'd note it and they add something. Every time the kids look away, they add something to snap them back.

And so parents think their kids are engaged, but it literally, but you talk about kids addicted to video games are addicted to the dopamine high.

So it starts all the way back with like Cocomelon or whatever else.

Dibs on this reel because it would be ironic to add flashes and fast captions. Or like the game playing underneath it.

I'm not even going to caption this one. It's just going to play back with every pause. This whole segment we're just showing flashes.

Two cameramen the whole time. That's crazy to me. Some would say it held your attention and kept you fixed to the screen.

I can't even say numbers. I mean, that's a real thing. You know, the guy who Zuckerberg hired to paint the Facebook offices and he like ended up doing it for a share of stock. He had a kid come over to his house. He actually worked with some special needs kids and did art and stuff.

Rockerfellers right now. Rockerfellers. Hey, Rockerfellers.

this kid was completely non-verbal and he laid out a canvas he's like let's just let's just paint the the skyline like we're gonna do that and he said the kid starts painting and literally will look at him and is still on the canvas his eyes aren't even locked on what he's doing he was like this kid had a photographic memory he literally did the whole skyline while like looking everywhere he's like whatever that kid was tapped into he was like i have never tapped into it that's crazy yeah supernatural dude

I got the app. What would you do? I think I'd just put somebody like a knight, like take them and show them a cyber truck.

What location would you be driving around in? Oh, man. Dude, just through a tunnel. Be like, we're going to go under the river.

Dude, an aquarium would blow their mind.

In an aquarium tunnel? No, dude, I'm going to a 90s McDonald's and just having them touch the thing where the electricity moves on the screen.

I got to finish it. I think the only time every year I see midnight is when I'm at conference with you guys just because I have no other option. That's true.

I was just waiting for it to get delivered. It is there. I don't know why this went in my feed because it's not meant to be shocking, but it definitely is. There's like a new way that people are doing skin care. I hate it. I hate it so much. Awesome.

So bags under the eyes, how do you remove it? Hey, I've got them.

No, no, no. Those are my two. That would actually be good, though.

Dude, get some tart apples with the sweet peach. Balance it out. Peach is for you.

Yeah, for real. They have done studies. I believe it was – hold on. Come back to that. There's a study that I was going to talk about. I'll pull it up, and I don't want to derail you, Josh. No, you're good. Yeah. I just want to get, it's a study about vaccinations through your favorite human, Bill Gates, his foundation in an impoverished nation. I just want to get the correct.

Yeah.

I have a question.

I was about to say, I don't know if you're going to get sympathy or not from our audience.

No, just busy life.

Have you seen the clip of Elon Musk's dad talking about taking Elon out of a certain school and moving him into another? No. He kept getting called up to the school because Elon wasn't paying attention in class and he talked to the teacher and I guess Elon was looking. I watched a podcast where he was being interviewed and he was looking out the window and he was like, well, what is he doing?

He's like, won't pay attention, won't look at me. He was like, have you asked him what he was doing? Like, no, he's supposed to be listening and he won't. And I guess Elon was just hyper-focused on a tree or something, and he was curious about what was happening on the leaf.

He had this innate thought process on what was going on, and he was like, what you're doing is you want him to sit still, stop thinking, and shut up. He was like, I don't believe in that for him, so I'm going to move him to someplace where he can... So he like clearly brilliant mind and just whether you like him or not, the dude can think.

And so he put him in a different school where he was free to like actually explore and wonder because independent thinkers don't work in that system.

And like so it literally creativity has to be crushed. You look at the way we design buildings like there's that whole conversation about like square, boring architecture. Yeah.

It's a library episode podcast. There's a lot.

You guys want to hear these reviews of Andy as an eye doctor? Oh, you found it? It's not an eye doctor. It's an optician. I found it. Uh, we have been going to eyeglass world for four years. We have seen all kinds of changes, all kinds of attitudes. We went in August and let me tell you the crew that is there now needs to stay forever. They are awesome.

Andy helped us pick out our glasses and he was great. He helped us get the glasses that fit us and he made us feel comfortable, relaxed. We weren't rushed at all. I gave everyone massages. This is a one-star review with you in it. Same experience as another reviewer. Older lady was extremely rude and acts like you're bothering her. Others aren't much better.

And quite frankly, they don't know how to fit or adjust frames. In the three years I've been going there, Andy, I believe is his name, is the only knowledgeable, helpful, and courteous one. They've lost our business. And then there's this one that says, oh, my laudy, L-A-W-D-Y. This place is the bee's knees, the cat's pajamas. Words cannot describe my experience here, but I'll try.

From the very first step walking in, being greeted by, welcome to eyeglass world, I knew I was home. Steven, Shakondra, Samantha. I called her Shakondog. Heather and Nancy were the absolute best. They all deserve a raise for how they treated me and my family. Thank you. I glass world. Matt review was left by Andy to noon.

Yeah. Good job.

I got Skunk Ape Story.

It feels like longer than a 30-minute half episode. Just might be. Dolphins are aliens.

And what are you showing them? Where are you taking them? What are you showing them? Yeah. Start a fight in the comments.

All right, you ready? Yep. You know what would help is if I pointed the mic at the guitar. It's just a song with me breathing.

I did not remember how many stanzas there were.

But the audience is not going to have a clue that that happened because I'm going to pull it together.

They were supposed to be.

Christy's best friends took over for me. Thank God.

Love you guys too. It felt so bad that I couldn't do it, but

Yes. And so I knew I couldn't go back to the beginning and do it all because it's a big toll on me. So they're my fighters now. I thought of them. I said, I can't do it. Who's better to do it than me as Christy's best friends? She would be so proud of you guys.

Hi. Hi, Kim. Hi, Jade. Thank you for taking my call.

I just have a question. My husband and I have about $167,000 worth of debt, and I really wish I had found y'all sooner. We are on baby step two, and... The house is $125,000 and we have some consumer debt of $42,000. Okay. And my question is, my husband has, we've been married for seven years, seven plus years, and he has a separate account than mine. We have two checking accounts and then he has

an emergency account that he only has access to, and I'm not really sure how much is in there, but he does use it for emergencies and for, like, we have all of our vehicles paid off, and they do need work from time to time, so that has come in handy.

And he's kind of, we've kind of done this thing where he pays the house note and then I pay the consumer side of it and he's wanting me to, um, like just get in there and get us out of debt. Oh, okay. And I'm like, um, we need to put everything in one checking account. Right.

Um, he just says, well, I want you to have your own money. Um, And I'm just, I know that.

See, and that's something that I've asked him before because I don't have a problem with us having the same account. You know, that doesn't bother... We've been together for over seven years. I mean, it's not... I'm not going anywhere. He's not going anywhere, so... I'm not really sure. And at this age, I mean, we're in our 50s.

So it's not like we're spring chickens and we're just trying to I want to get all this.

Honestly, I'm the one that gets stuff paid off, and he's always bragging about me. And I'm like, well, if you really want to do this, I want to do the scorched earth approach. And he's not a fan of that, which I can get, you know. He does put, you know, a portion of his check, every check into this other account that I don't have access to, which is for emergencies and all of that.

Yes. And what does he say? He just is kind of like, well, it's okay. I've got you covered, you know, and I'm just, It kind of frustrates me in a way.

Hi. Hello. I'm a 90s kid, by the way. Nice. Come on, Jenny. My parents are getting old.

My parents are getting older, so now they're in their late 70s. They've done well for themselves, but now I'm helping them because I noticed they were paying quite a bit of money into a flexible, premium, adjustable universal life insurance that they've had since 1986. Oh, man. That thing's got mold on it. Well, my dad worked in law enforcement and his initial hourly rate was only $4.80. Wow.

So it made sense to them back then to have this $100,000 policy for him because, you know, you don't know what's going to happen. But after doing some research, I've gone back and forth. The policy has been sold from company to company. They don't even have the records for this policy because it's 39 years old. And their cash value has basically depleted. My mom's very smart.

Do you know what it is, the cash value? No. Oh, yes. So the first or the cash value now is, I think, down to a thousand dollars. Oh, my gosh.

Yes.

Basically, they've totally paid forty eight thousand dollars for their money into this policy. Okay. And so they have three different, well, one policy is 25,000, two riders, one for 50 and one for 75. So basically 150 for both my parents. Okay. Right now, what happened was they said, Oh, you stopped paying your payments. But my mom said, no way I've paid my pay.

She's paid over the amount over all these years.

Basically what happens, and I've been researching, so it's imploding on itself. So now their cash value is gone. And my question is right now we're at a level playing field. Do they stop paying this? I'm trying to get the answers from somebody. They won't give them to me.

They they've owned four homes. They currently own three homes. But my parents, being the great people they are, are leaving those homes to their children.

They won't sell those. I would say they are probably worth a million and a half.

No, they only owe a little bit left on one home. I think $25,000 left on one home.

They don't have stock market. My mom didn't come from that era. She didn't want that. So I think in savings they have liquid about $250,000. Okay, $250,000 cash. Okay.

I am pretty sure, so I'm not very smart on life insurance policies, but once you stop paying, they're gone, right?

How old are they? My dad's 78 and my mom is 75.

Yeah, it's... But that's what I'm... Now that their cash value is gone, where do all these fees come from after they make their own... Because it's just a terrible product.

I'm trying and I can't get anybody to help me or help him while we're both here, but nobody will help. Nobody will answer my questions. It's all, well, we don't know. We have to look it up and nobody has answers for me.

Yeah, I mean... I'm a 90s kid. I'm good at getting somebody's worst nightmare to come out.

I'm unfortunately at the time in my life where insurance is such a fraud, and I know I'm saying that blanketly, but after looking at all of this for them, I'm thinking, what a fraud. You could have put that money... Listen.