Jess Rickey

I think I would split the difference purely because that means I can still put a little bit of money into the market, still potentially take advantage of those dips.

And then I only have to pull half the amount out of my savings.

But also the flip side, I guess, of what you were suggesting is could you make extra money would be the first thing that I would actually personally look at.

Can you pick up a little bit of work on Airtasker?

Can you sell some stuff around the house?

Even if it's not enough to cover the full $5,000, if it means that you can take less out of your savings or top your savings up more quickly, I think that also would be very advantageous.

But it just depends, you know, on you and what your goals are.

If that savings is your emergency fund, then I agree.

I probably would be less inclined to pull out of it.

But it all depends, you know, on what's important to you and how much you want to have invested and what you are investing in as well.

So hard to say.

But I think, yeah, I would be trying to split the difference and then make it up as quickly as I could.

Yeah, split the difference.

All right.

Be honest.

Have your spending habits ever gotten in the way of a friendship?

If they have, then this week's DM is for you.

Hi, She's On The Money team.

I think I've accidentally outgrown my friends financially and I don't know how to handle it.

I've worked really hard over the last few years to get on top of my money.