Jim

Yeah.

Yeah.

Yeah.

Yeah.

Right.

Right.

Right.

Yeah.

Yeah.

Yeah.

True.

True.

True.

Hey, thank you for taking my call. So my situation may be a little bit unique. I am 100% self-employed. And I recently just sold one of my businesses, the shares in that business. And me and my wife have been following the baby steps. We're on step two, paying off all our debt, and we're hitting it pretty hard. With my situation, though, I want to know if it's smart to...

Hey, thank you for taking my call. So my situation may be a little bit unique. I am 100% self-employed. And I recently just sold one of my businesses, the shares in that business. And me and my wife have been following the baby steps. We're on step two, paying off all our debt, and we're hitting it pretty hard. With my situation, though, I want to know if it's smart to...

Hey, thank you for taking my call. So my situation may be a little bit unique. I am 100% self-employed. And I recently just sold one of my businesses, the shares in that business. And me and my wife have been following the baby steps. We're on step two, paying off all our debt, and we're hitting it pretty hard. With my situation, though, I want to know if it's smart to...

maybe put a hold on step two and go to three. And the reason is, is my income and my, my job is very seasonal. So when winter time comes, the income definitely slows down. Um, like right now I'm bringing in pretty good money and I'm applying it to a lot of the debts, but I'm afraid I'm going to pay down my debt so fast that I'm not going to have any money come winter just to survive. Yeah.

maybe put a hold on step two and go to three. And the reason is, is my income and my, my job is very seasonal. So when winter time comes, the income definitely slows down. Um, like right now I'm bringing in pretty good money and I'm applying it to a lot of the debts, but I'm afraid I'm going to pay down my debt so fast that I'm not going to have any money come winter just to survive. Yeah.

maybe put a hold on step two and go to three. And the reason is, is my income and my, my job is very seasonal. So when winter time comes, the income definitely slows down. Um, like right now I'm bringing in pretty good money and I'm applying it to a lot of the debts, but I'm afraid I'm going to pay down my debt so fast that I'm not going to have any money come winter just to survive. Yeah.

With my line of work, that's impossible. The reason is because we do the jobs when the weather's good during the dry season summertime. But during the wintertime, I handle the permitting process. So the permitting process cannot stop. So it's lining up the jobs.