Joel

We are from the How to Money podcast, and every week we help you to spend smarter, save more, and make sense of what's going on out there.

New year, new goals, and in this economy, a better money plan is more necessary than ever.

I am Matt.

And I'm Joel.

We are from the How to Money podcast, and every week we help you to spend smarter, save more, and make sense of what's going on out there.

Hey, it's Joel and Matt from How To Money.

If your New Year's resolution is to finally get your finances in shape, we've got your back.

Prices, they're still high, and the economy is all over the place.

But 2026 is the year for you to get intentional and make real progress.

That's right.

Hey guys, Sagar and Crystal here.

This is the only place where you can find honest perspectives from the left and the right that simply does not exist anywhere else.

We need your help to build the future of independent news media, and we hope to see you at breakingpoints.com.

Good morning, everybody.

Happy Tuesday.

We have an amazing show for everybody today.

What do we have, Crystal?

Yes, that's right.

Thank you to everybody who has been supporting the show.

As Ryan and I mentioned yesterday, covering very controversial things like we are right now is basically just demonetization hell.