John (Caller)

Cash on hand right now.

including everything in our checking and everything else is 282.

That includes the farmland proceeds?

Yes, sir.

So I have some employee stock purchase stock, about 45 grand worth.

Perfect.

That's an individual stock.

I work in Houston, so it's oil and gas, so it's pretty volatile.

What are your thoughts on selling that 45 grand worth

getting out of the individual stocks, paying off the $287,000, being completely debt-free, houses current valued at about $650,000, $680,000, $40,000 or so as the emergency fund, and then we can stack some cash from there.

Hey, guys, how are you doing today?

So I'm 21 and my wife is 20 and 25 weeks pregnant.

Oh, congratulations.

Thank you.

We are on baby step two with our only debt being $10,000 in credit card.

I say only debt, but it is a lot.

We have no personal car.

I have a company car and they also pay for my gas and insurance.

Um, a coworker has a hybrid that I could buy, um, it's valued between seven and 8,000 and he would owner finance it to me.

Um, but my wife is currently working as a mother's helper for her aunt.