John Deloney

And if they couldn't do it, I didn't invest.

And so for me, when somebody's trying to explain to me a thing we're getting into, and hey, Deloney, I want you to invest in this thing, if my eyes start glazing over, I'm out.

If you can't explain it to me very simple, here's why, here's the terms, here's the payout, or here's the risk we're all going to take together, if you can't do that in a sentence or two, I don't want to participate in it.

Because, because it's not, it's not worth all the complexity because now the more variables, the more fragile the whole system is.

And the more dependent it is on other people to do what they said they're going to do.

And that what those other people said they were going to, I'm out, I'm out.

It's too fragile.

I know zero people who have told me that, that line.

Today's question comes from Carlos in Texas.

He says, Yes.

Of course.

That's awesome.

This is fantastic.

That means he's a good, regular preteen kid, and he's an adult in his life to help steward how he spends his money.

That's great.

So, like, right off the top, we can just do the math real quick.

Yeah.

some people, and I'm assuming tithing, it means you're, you're a person of faith.

And so tithing, some people tithe off the top line, meaning you would tithe at 10%, 6,000 bucks a year.

If you're making 60, some people tithe on after taxes are gone.