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John Deloney

đŸ‘€ Speaker
1467 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

By month, what would we need to start saving now that would get us that amount of money?

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

You want a car when you're 16?

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

You're 12 now, so that's four years away.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

Let's say we want $20,000 for a car.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

What would we need to start saving now?

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

So creating long-term sinking funds will teach him at a young age, like, okay, if I want something big, like college, like a house, like a car, I got to start planning now for those things when I get there.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

You've won, Carlos.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

You've won.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

Yes.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

I think I heard Dave say this once, that one of the greatest tricks the government ever pulled was the automatic tax deduction, that if every American had to write a check every month for their taxes— Show up at the tax office and hand over a check or cash.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

We'd be paying a lot more attention to what the government spends.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

We'd be throwing some tea in the harbor again, I think.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

Correct.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

So you want to change culture?

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

You want to create a generation of libertarians?

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

Have your 12-year-old start making some money and saying, oh, you made $5,000 this month, $2,400, not yours.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

Like, why not?

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

Well, you know.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

Ouch.

The Ramsey Show
Rock Bottom Doesn’t Have to Define Your Financial Future

We got to keep these pet projects going.