John Deloney

We'll send you every dollar, too, to help you get your money screwed on straight.

But, man, as hard as you're working for $600 a month, maybe a fast food job or something would help.

Hey, Rich, do me a huge favor, Sean.

Talk directly into the phone for me.

There you go.

Yeah.

All right, so you've been through a lot.

How can we help?

Here's the thing.

Again, I know these conversations are really compressed.

And so what I'm hearing is, and none of your plan is going to work unless you make this change, okay?

Right.

You have to take ownership of all the choices you've made.

Because the way you told that story, other than your wife being like a horrific human, right?

Other than that.

Every choice you made from, I had to get a second mortgage.

I got talked into the solar panels, even though I had a hundred grand in the bank, I had to do this.

I had to do that.

I chose like, I want you to take ownership of, I made some choices that have landed me here, or I made some choices that gave me no margin.

And then boom, I got hit with a literal hurricane and a hurricane inside my marriage.