John Deloney

You would still be out your emergency fund.

Right.

Because you'd have the fifteen thousand and then we'd have to come up with another nine thousand to fill the gap.

No.

And that, yeah, it doesn't solve your problem.

My, for me, your biggest problem is you need cash when the baby comes and you need as much cash as you can, because to your point, it's not just the baby anymore.

You're at a high risk status too.

So I'd want, if I were in your shoes, I'd want my deductible, uh,

I want the family deductible put aside.

I'd want money set aside.

So if we need meals and extra help, you know, all of those things, cause you just never, don't get me wrong.

I wish you nothing but the best, but you just never know how these situations go.

Well, you at this point, listen, if you called me today and there was no baby, I would consider saying, hey, go down to the credit union, you know, get a fifteen thousand dollar loan, you know, so that you have the money.

You can buy this thing out.

Yeah, I would do that in a heartbeat.

But even I'll be honest, even with your numbers, it's.

It's close.

And the reason I say it's close because I'm like, okay, you'd have to take out a $15,000 loan.

Then you'd have to turn around and take, I don't know, five or 8,000 more just to get a vehicle.

And you'd end up at the same, you'd end up pretty, pretty close to where you are now.