John Deloney

So my husband and I, our timeline was seven and a half years of paying off debt.

Now, granted, we were married.

And so I had somebody to kind of, you know, look over to when I wanted to fall out.

Yeah.

Somebody to lament with.

And yours is a little bit different, but you can find that person.

I think that person's out there.

But a couple of things that I just want to throw out there to you.

Number one, you got to know

timeline I think for you even if it's shifting and it's not the same as it was I think every once in a while looking up and recalculating it and recalibrating it that just does so much for you anytime you can recalculate numbers and it looks a little bit better that's going to give you a little bit of a boost even if it's just a little bit oh it's three weeks closer than it was I think that you need to sit down and do that tonight and

Anything that you can do to slightly rev up that timeline.

So you calculate it out and you're like, oh, man.

And then you say, well, what would happen if I added a little side hustle on Saturday?

And then suddenly you see the timeline go down a little bit.

So I think you could really use the motivation that that brings.

So that's thing one.

And I do think that you also, in that, you need to carve out a couple of milestones that you can build some rewards around.

Because when you're in this thing, the average person, John, when they walk the baby steps, they're out of it in 24 months out of baby step two.

That's kind of like on average.

It's like a one and a half to two year sprint.