John Deloney

I would do six months of emergency expenses.

And then from there, yeah, my whole entire goal would be, of course, we're investing 15%.

Of course, we're putting aside a little bit for college.

But John, I would set a vacation and experiences fund.

And I would just fill that bad boy up.

You guys have a lot of expendable cash.

And yeah, I would do it up.

I would have a great time because as long as you're doing the things that cause you to be a financially responsible adult, which...

you are in the process of doing.

And that checklist, it's five things.

If you're a person who is living on a budget, which it sounds like you could tighten yours up quite a bit.

If you're a person who is debt-free and prioritizing being debt-free.

If you're a person who carries the proper insurances.

If you're a person who is prioritizing savings in the way of having your baby step three, making sure that you're putting away for 15% for retirement, putting extra on your house, right?

Your home is a forced savings account.

And finally, if you're prioritizing generosity, as long as you're in that land, then yeah, start putting money aside.

And yeah, I think that you do need to enjoy life.

There are certain things that jump right to the top of the list.

Do you know what I'm saying?

How much cash do you have saved?