John Deloney

I think that's that's even more fuel in my mind.

I would definitely keep writing this out because, again.

If you pay off those few, then you get those minimums back, great.

But if you can keep your foot on the gas and you can say, hey, let's pick up whatever work we can until all of the debt is completely gone, I mean, I would tell anybody to do that.

And then once the two years is over, all the debt is gone.

Then you can do what John said, which is yes, now we take our lump sum of money and we spread it evenly over the 12 months and we're good to go.

Now I do feel like for irregular incomes, I'm thinking of people like realtors, where it's just like, yeah, I don't know month to month.

It's always good to have a month's worth of expenses just sitting in your account, so essentially you're always a month ahead.

In your case, that might benefit you guys.

You might feel a lot better to just always have that money there, because if you don't know necessarily what's coming in month to month, then that's a great practice to have, right?

And I would certainly do that because in that case, yeah, you're just like any other volatile, you know, kind of irregular person.

It's like if I don't know that I'm going to make my whole month, I want to know that the month is there.

And I would do that.

But beyond that, I would make sure my goal would be to not have to touch that money if that were the case.

Okay.

So tell me about a good month.

What happens?

You know, obviously, what's a good month look like?

How much over does he go?

Yeah.