John Morgan

But it's all by the insurance industry.

And then they try to trick the people.

They say, hey,

These billboard TV lawyers are raising your insurance rates.

We need to have tort reform, which takes away people's rights for the insurance industry.

And the promise is your rates are gonna go down.

Well, I ask every single person listening all over America today, have your rates ever, ever gone down?

No, it's the big lie.

If there was a law that you could change, it could be about this specifically or something else that you deal with a lot.

Like what, what do you feel like is fundamentally like the most wrong law that you would change right now?

There's a lot of laws.

I mean, there's been tort reform going on since Christ was a baby and it's been a, you know, tearing down.

But the one thing that I would change, I would make because, and this would be, this would benefit society.

I would make

it mandatory to have bodily injury insurance.

I would raise the level of coverage to a mandatory 25 or 50 because 40% of the people out there don't have any insurance.

The person gets injured by a negligent driver and who pays?

The system, Medicare, Medicaid, the system.

who should be paying is the driver, the negligent driver, the negligent doctor, whoever, that caused the accident.

And so I would make the limits mandatory and I would raise the amount of coverage so that we don't have to tap into our social net savings type thing with Medicare, Medicaid, or just a hospital who never gets paid.