John Thune

Right, and they created this crisis, this COVID cliff, if you will, and these enhanced subsidies, which did go into effect, as you point out, during the pandemic.

It was supposed to be a response to that.

The pandemic's long over.

They created the expiration date.

So this is really a problem of their own making.

But the broader point is the right one, and that is that everything that Obamacare has done, including these enhanced subsidies,

has added to the cost of insurance policies.

In fact, if you look from 2013 to 2025 to where we are today, insurance rates in the exchanges, the Obamacare exchanges, have gone up about 221%, if you can believe that.

And so it's done nothing but inflate the cost that people are paying for health insurance across this country.

And that's because the fundamental program is flawed.

And then the enhanced subsidies were flawed too.

They didn't have an income limit.

So you got people are making five, $600,000 a year qualified.

They have zero premium policies.

So people don't even know they're covered.

Insurance companies are incentivized to auto enroll people.

And so it's become a moneymaker, you know, just a,

factory for insurance companies to make money, because there are a lot of people out there that they enroll who don't even know they have coverage.

And so you've got this flawed structure with no incentive to constrain costs.

And as a consequence, you've got just the costs going up in astronomical rates every year.