Jon Grauman

Correct. So I don't know that I have any specific advice on how to budget for it, depending on whether it's in a high fire zone, flood zone, wind zone, et cetera. I would just say, don't judge the book by its cover in terms of, oh, I like this house and this is what it's going to cost me based on this mortgage calculator.

Correct. So I don't know that I have any specific advice on how to budget for it, depending on whether it's in a high fire zone, flood zone, wind zone, et cetera. I would just say, don't judge the book by its cover in terms of, oh, I like this house and this is what it's going to cost me based on this mortgage calculator.

Correct. So I don't know that I have any specific advice on how to budget for it, depending on whether it's in a high fire zone, flood zone, wind zone, et cetera. I would just say, don't judge the book by its cover in terms of, oh, I like this house and this is what it's going to cost me based on this mortgage calculator.

dive deeper, get in touch with an insurance broker immediately upon identifying that property and start to really kind of flush that out and understand what those options are, what those premiums are, what the coverage is.

dive deeper, get in touch with an insurance broker immediately upon identifying that property and start to really kind of flush that out and understand what those options are, what those premiums are, what the coverage is.

dive deeper, get in touch with an insurance broker immediately upon identifying that property and start to really kind of flush that out and understand what those options are, what those premiums are, what the coverage is.

There have been many instances, horror stories, I'm sure you've heard about, with people that have existing coverage getting a call from State Farm saying, we've tripled your coverage. Or we've denied it, we've canceled it. So it's gonna be a major factor that I would just say, try to get in front of as quickly as possible.

There have been many instances, horror stories, I'm sure you've heard about, with people that have existing coverage getting a call from State Farm saying, we've tripled your coverage. Or we've denied it, we've canceled it. So it's gonna be a major factor that I would just say, try to get in front of as quickly as possible.

There have been many instances, horror stories, I'm sure you've heard about, with people that have existing coverage getting a call from State Farm saying, we've tripled your coverage. Or we've denied it, we've canceled it. So it's gonna be a major factor that I would just say, try to get in front of as quickly as possible.

We constantly ask about it, but it's not as simple as you would think. Oftentimes the thought process is, oh, you're with State Farm. Sorry to keep picking on State Farm, but like you're with them. Great. We would love to have that coverage. Just because they're insuring the current owner doesn't mean they're going to insure you and doesn't mean they're going to insure you at the same price.

We constantly ask about it, but it's not as simple as you would think. Oftentimes the thought process is, oh, you're with State Farm. Sorry to keep picking on State Farm, but like you're with them. Great. We would love to have that coverage. Just because they're insuring the current owner doesn't mean they're going to insure you and doesn't mean they're going to insure you at the same price.

We constantly ask about it, but it's not as simple as you would think. Oftentimes the thought process is, oh, you're with State Farm. Sorry to keep picking on State Farm, but like you're with them. Great. We would love to have that coverage. Just because they're insuring the current owner doesn't mean they're going to insure you and doesn't mean they're going to insure you at the same price.

So we've tried that approach. And a lot of times it's like, yeah, no, they don't want to renew it or it's going to be double the price. So again, what the existing homeowner has doesn't really play a factor in what you can get.

So we've tried that approach. And a lot of times it's like, yeah, no, they don't want to renew it or it's going to be double the price. So again, what the existing homeowner has doesn't really play a factor in what you can get.

So we've tried that approach. And a lot of times it's like, yeah, no, they don't want to renew it or it's going to be double the price. So again, what the existing homeowner has doesn't really play a factor in what you can get.

You just need to get with a qualified insurance broker, which if you're working with a good agent, they should have a great referral for you and start having those conversations with them.

You just need to get with a qualified insurance broker, which if you're working with a good agent, they should have a great referral for you and start having those conversations with them.

You just need to get with a qualified insurance broker, which if you're working with a good agent, they should have a great referral for you and start having those conversations with them.

That's it. You just need to understand what your options are.

That's it. You just need to understand what your options are.