Jon Quast

So maybe some people would decide, I'm going to invest 80% or 90% of my money on a schedule, and I'm going to set aside 10% to 20%.

in case the market drops, in case I want to be opportunistic.

That way you do get that money working for you sooner.

You're not dramatically, statistically altering your long-term performance, but you still do have that cash on hand to take advantage of things as things drop.

You're not forced to say, oh, should I sell this one to buy that one?

You have some cash already on the sidelines ready to go.

So maybe it is the best approach, that hybrid, little bit of cash, but mostly invested.

Elon Musk just pitched his next big idea.

This is Motley Fool Money.

Welcome to Motley Fool Money with the Hidden Gems team.

I'm Jon Quast, joined today by Matt Frankel and Rachel Warren.

Today we're talking about Elon Musk's big idea, as well as some other big ideas that we really like.

But first, I kind of wanted to avoid it, but we have to talk about it.

Early this morning, before the market opened, U.S.

President Trump announced that they'd had productive talks with Iran.

over the weekend.

Of course, we all know that the operations happening in Iran have had a huge impact on oil prices.

It's been a roller coaster ride, and I'm positive we have not reached the final chapter of this ride yet.

But with the market up so sharply today, I felt like we needed to talk about it, acknowledge it.

Rachel and Matt, the market was down last week, up sharply this morning.