Jonquilyn Hill

I really only ever use one of them.

And I keep that balance low.

How do you feel about the idea of giving 18-year-olds credit cards?

If you're lucky enough to have parents that will set you up for success and give you that knowledge so that you know what to do when you get it, that's great.

But maybe the people handing out the credit cards should find out if you have that knowledge first before just giving you free reign to dig yourself a hole that's going to affect you in the future.

So if so many of us find ourselves in this hole, why is the system set up like this?

That's next.

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