Jonquilyn Hill

Luckily, the ACA has navigators, so you can go to one of those people and they'll help you find your plan.

When it comes to employer-sponsored insurance, you just really have to think about all the different ways that you might be paying or not paying, right?

So you just have to think about how you're using your health care and how your insurance is covering what you might use.

It's complicated.

It can be a really, it's like trigonometry and algebra and geometry combined.

I don't know, trying to calculate all the right factors and come up with the right choice.

But I think ultimately trying to understand what your family can afford and what they use, you know, is also going to help you as you try to do the calculation of what makes the most sense for you.

This year, when you open that email from your HR and look at what the premiums are, you open up the Obamacare to find out what your plan will cost next year.

You might experience a little sticker shock.

Healthcare costs are going up and employers are trying to balance absorbing some of those costs or managing some of them with premiums.

passing them on because they can't afford it all either.

And so, you know, look at the fine print.

It might be that your premium doesn't change, but it might be that there's more costs on the back end that you should be aware of.

So I just think really paying extra close attention.

This is the year to not just accept the plan that you've had every year and just weigh your options carefully.

You heard right.

Premiums are about to go up.

A lot.

Coming up, we'll explain why.

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