Josh (Caller)

the luxury of testing that to see and just get a sense of it.

And if you're like, Oh my gosh, this is not what I thought it was going to be.

Then you can start talking about what does that mean?

Right.

So yeah, test it, put it in, into real, into real life.

I feel like

as you get older, especially when you're thinking about maybe I can retire, what do I need to have in place if I think I'm going to retire early?

Like all that stuff.

Yes.

It's so helpful.

Are they private loans or federal loans?

So they're federal loans.

If they're federal, you can't negotiate.

If they're private, you can, but if that whole lump is federal, you owe what you owe.

So tell me about the properties, because I'm going to... I'll tell you what Rachel and I are going to do, and then we'll explain it.

We're going to approach this as any married couple would, who is...

dedicated their lives to each other and has decided that they're one, meaning that they're one in life and money and all of those things.

And then we can go back and trace it back if we need to.

But let's talk about these properties, because what I think is somewhere in the assets between the two of you is the money to pay this off.

Can I ask a little bit about that?