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Josh (Caller)

👤 Speaker
563 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You’re Either Building Wealth or Losing It

And what's your income between you and your wife?

The Ramsey Show
You’re Either Building Wealth or Losing It

Okay, but still, you're making $11,500.

The Ramsey Show
You’re Either Building Wealth or Losing It

School is $3,000 a month total, right?

The Ramsey Show
You’re Either Building Wealth or Losing It

Okay, still.

The Ramsey Show
You’re Either Building Wealth or Losing It

So you're at $7,000 a month.

The Ramsey Show
You’re Either Building Wealth or Losing It

You have no mortgage.

The Ramsey Show
You’re Either Building Wealth or Losing It

Where's the problem here to pay $450 a month or more?

The Ramsey Show
You’re Either Building Wealth or Losing It

You could pay $1,000 a month to pay off this HELOC.

The Ramsey Show
You’re Either Building Wealth or Losing It

There's the problem.

The Ramsey Show
You’re Either Building Wealth or Losing It

Okay, now, Rachel, now we got to the bottom of it.

The Ramsey Show
You’re Either Building Wealth or Losing It

It has nothing to do with the payment.

The Ramsey Show
You’re Either Building Wealth or Losing It

It has to do with the fact that you're like, I'm tired of paying this.

The Ramsey Show
You’re Either Building Wealth or Losing It

Can't I just roll it into my mortgage or create a mortgage out of it?

The Ramsey Show
You’re Either Building Wealth or Losing It

Why don't you log in and tell us?

The Ramsey Show
You’re Either Building Wealth or Losing It

Yeah, that's what he wants to do.

The Ramsey Show
You’re Either Building Wealth or Losing It

Here's why I don't like that for you.

The Ramsey Show
You’re Either Building Wealth or Losing It

Because you already... I don't like you putting it into a mortgage because now this is...

The Ramsey Show
You’re Either Building Wealth or Losing It

risk on your home, right?

The Ramsey Show
You’re Either Building Wealth or Losing It

And I don't like this because you're already like, it sounds like you're averse to paying off debt.

The Ramsey Show
You’re Either Building Wealth or Losing It

So this is a can that you're gonna kick down the road for a really long time.