Justin Colby

I want to buy a new house. I literally tell my, and my wife is more of the, she's like, let's go get this new. And I'm like, yeah, but honey, my interest rate is going to be six and a half now.

I want to buy a new house. I literally tell my, and my wife is more of the, she's like, let's go get this new. And I'm like, yeah, but honey, my interest rate is going to be six and a half now.

And so now, you know, obviously me, I start thinking Airbnb, you know, I have other creative, but most people don't.

And so now, you know, obviously me, I start thinking Airbnb, you know, I have other creative, but most people don't.

I know it's a one-off question. How far down do you think? I have my gut saying we're going to land somewhere mid-fours. It's probably the lowest it'll ever go.

I know it's a one-off question. How far down do you think? I have my gut saying we're going to land somewhere mid-fours. It's probably the lowest it'll ever go.

Yeah, you think higher.

Yeah, you think higher.

I mean, we don't have enough runway yet, unfortunately, for people. It's unfortunate in my world because you still just have so many sellers unrealistic and they don't get the real life situation that buyers are in.

I mean, we don't have enough runway yet, unfortunately, for people. It's unfortunate in my world because you still just have so many sellers unrealistic and they don't get the real life situation that buyers are in.

That they don't have cheap loans anymore.

That they don't have cheap loans anymore.

So let's keep going on. This is so unique and it's a unique perspective to look at debt now as an asset, not a liability.

So let's keep going on. This is so unique and it's a unique perspective to look at debt now as an asset, not a liability.

1972.

1972.

Because inflation. Because inflation. So their income went up.

Because inflation. Because inflation. So their income went up.

Yeah.

Yeah.