Karen

Hi, you guys. Sure appreciate you taking my call today. You bet. I guess to start that I'm a widow. I'm 66. I have a small business that's kind of struggling. Recently had heart surgery, et cetera, et cetera. No kids, no family, two dogs. Bless you. Two dogs, little social security and some from my business and credit cards. I managed to get into a situation.

Hi, you guys. Sure appreciate you taking my call today. You bet. I guess to start that I'm a widow. I'm 66. I have a small business that's kind of struggling. Recently had heart surgery, et cetera, et cetera. No kids, no family, two dogs. Bless you. Two dogs, little social security and some from my business and credit cards. I managed to get into a situation.

Hi, you guys. Sure appreciate you taking my call today. You bet. I guess to start that I'm a widow. I'm 66. I have a small business that's kind of struggling. Recently had heart surgery, et cetera, et cetera. No kids, no family, two dogs. Bless you. Two dogs, little social security and some from my business and credit cards. I managed to get into a situation.

I borrowed money from a personal loan, an online personal loan company, nationally advertised, all that kind of good stuff. Went through the whole process because I wanted to pay off some debt, you know, to get rid of my credit cards and to invest in a vehicle for my mobile salon. And managed to find out that the interest rate is somewhere around 48%. Oh, my goodness. And it's front-loaded.

I borrowed money from a personal loan, an online personal loan company, nationally advertised, all that kind of good stuff. Went through the whole process because I wanted to pay off some debt, you know, to get rid of my credit cards and to invest in a vehicle for my mobile salon. And managed to find out that the interest rate is somewhere around 48%. Oh, my goodness. And it's front-loaded.

I borrowed money from a personal loan, an online personal loan company, nationally advertised, all that kind of good stuff. Went through the whole process because I wanted to pay off some debt, you know, to get rid of my credit cards and to invest in a vehicle for my mobile salon. And managed to find out that the interest rate is somewhere around 48%. Oh, my goodness. And it's front-loaded.

I mean, I heard the 48%, but I thought, that's no big deal because I'm going to pay this off very quickly. And so I didn't pay attention enough to hear that it's front-loaded. So the amount of money that I borrowed...

I mean, I heard the 48%, but I thought, that's no big deal because I'm going to pay this off very quickly. And so I didn't pay attention enough to hear that it's front-loaded. So the amount of money that I borrowed...

I mean, I heard the 48%, but I thought, that's no big deal because I'm going to pay this off very quickly. And so I didn't pay attention enough to hear that it's front-loaded. So the amount of money that I borrowed...

Half and half is what it is. I ran a thing this morning. It's not half and half. It's going to principal. How much was the loan? For $29,000.

Half and half is what it is. I ran a thing this morning. It's not half and half. It's going to principal. How much was the loan? For $29,000.

Half and half is what it is. I ran a thing this morning. It's not half and half. It's going to principal. How much was the loan? For $29,000.

Within a year. Within a year.

Within a year. Within a year.

Within a year. Within a year.

Yeah, well, like I said, I'm kind of ridiculously stupid at this particular point. I'm not here to bash you.

Yeah, well, like I said, I'm kind of ridiculously stupid at this particular point. I'm not here to bash you.

Yeah, well, like I said, I'm kind of ridiculously stupid at this particular point. I'm not here to bash you.

Yes.

Yes.