Karena Duane

Yeah, I think people at this stage now are looking at getting on the ladder.

If we go back to 2006, 2007, a lot of people were kind of, we'll say, locked out of getting on the property ladder at that stage.

And they're now all coming into kind of their early 40s, mid 40s.

So it is becoming a real issue because I suppose with the housing shortage as well, it's more and more difficult.

And obviously the prices are going up and up.

So it is, we have a lot of people that we will be talking to that are

you know, either trying to trade up or trying to get on the ladder for the first time.

Yeah, 100%.

And I think, again, going back to like we hear a lot of people talk today about the pressures of trying to get a home.

But I think that's always been with us.

I think every generation has had their own reasons for not being able to get that property.

But now we just have much more of a shortage.

But people want that security.

They want a place to call their own.

We have a pension crisis in the country at the moment as well.

So people are looking at going into their retirement now, renting probably for the first time in, you know, probably the first time ever, really.

Yes.

Yeah.

So traditionally, the maximum age that you could take a mortgage out on was 65.

So up when you would get to that traditional retirement age.