Kate Ashford

Absolutely. Thanks, Sean.

Most people are not prepared. Most people underestimate how much they will need. They underestimate their real risk of a disaster. It feels like something that happens to other people. You hear about 100-year storms, 500-year storms, and that seems so far away and so not something that's likely to happen to you or in your lifetime or in your town. But unfortunately, that is just not the case.

Most people are not prepared. Most people underestimate how much they will need. They underestimate their real risk of a disaster. It feels like something that happens to other people. You hear about 100-year storms, 500-year storms, and that seems so far away and so not something that's likely to happen to you or in your lifetime or in your town. But unfortunately, that is just not the case.

Most people are not prepared. Most people underestimate how much they will need. They underestimate their real risk of a disaster. It feels like something that happens to other people. You hear about 100-year storms, 500-year storms, and that seems so far away and so not something that's likely to happen to you or in your lifetime or in your town. But unfortunately, that is just not the case.

And so understanding things like how much you're going to pay for your insurance, what your deductible is, right? And having some amount set aside for things like just refilling the fridge after a disaster, that is important. And folks generally aren't prepared for that.

And so understanding things like how much you're going to pay for your insurance, what your deductible is, right? And having some amount set aside for things like just refilling the fridge after a disaster, that is important. And folks generally aren't prepared for that.

And so understanding things like how much you're going to pay for your insurance, what your deductible is, right? And having some amount set aside for things like just refilling the fridge after a disaster, that is important. And folks generally aren't prepared for that.

Oh, absolutely. And there are so many other things that are demanding our financial attention. I can't blame people. Getting ready for a disaster is... difficult to do and it can feel like an unending task. And there are so many other things around us that we would frankly rather pay attention to. It's not surprising. But I also think, you know, that's part of why it isn't just on the individual.

Oh, absolutely. And there are so many other things that are demanding our financial attention. I can't blame people. Getting ready for a disaster is... difficult to do and it can feel like an unending task. And there are so many other things around us that we would frankly rather pay attention to. It's not surprising. But I also think, you know, that's part of why it isn't just on the individual.

Oh, absolutely. And there are so many other things that are demanding our financial attention. I can't blame people. Getting ready for a disaster is... difficult to do and it can feel like an unending task. And there are so many other things around us that we would frankly rather pay attention to. It's not surprising. But I also think, you know, that's part of why it isn't just on the individual.

It is on employers to help people out. It is on local governments. Like this is all of us together working. It shouldn't just be on the individual to be prepared.

It is on employers to help people out. It is on local governments. Like this is all of us together working. It shouldn't just be on the individual to be prepared.

It is on employers to help people out. It is on local governments. Like this is all of us together working. It shouldn't just be on the individual to be prepared.

Our take is to try and make it as easy as you can. And so our recommendation is turn on your video on your camera, on your phone, and start walking around your house. So go through every room, go around the outside, try and take pictures of everything, open every drawer, open every closet. Those images, those pictures that you get are invaluable after a disaster.

Our take is to try and make it as easy as you can. And so our recommendation is turn on your video on your camera, on your phone, and start walking around your house. So go through every room, go around the outside, try and take pictures of everything, open every drawer, open every closet. Those images, those pictures that you get are invaluable after a disaster.

Our take is to try and make it as easy as you can. And so our recommendation is turn on your video on your camera, on your phone, and start walking around your house. So go through every room, go around the outside, try and take pictures of everything, open every drawer, open every closet. Those images, those pictures that you get are invaluable after a disaster.

Because if you are asked to sit down and make a list of every single thing you own, you Even when you're not stressed, right? Like even when it is a perfectly peaceful time and you're feeling very at ease, that is an impossible task for most people. Right. And then trying to do that same task when you are going through the chaos and the trauma of a disaster is even more impossible.

Because if you are asked to sit down and make a list of every single thing you own, you Even when you're not stressed, right? Like even when it is a perfectly peaceful time and you're feeling very at ease, that is an impossible task for most people. Right. And then trying to do that same task when you are going through the chaos and the trauma of a disaster is even more impossible.

Because if you are asked to sit down and make a list of every single thing you own, you Even when you're not stressed, right? Like even when it is a perfectly peaceful time and you're feeling very at ease, that is an impossible task for most people. Right. And then trying to do that same task when you are going through the chaos and the trauma of a disaster is even more impossible.

So we encourage people, get your whole family into it. Give your kid the camera and see what they can get. It doesn't have to just be you, but at least once a year going through and getting those videos and pictures.