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Kate Ashford

๐Ÿ‘ค Person
522 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

I know people who literally keep it in their sock drawer, or my preferred option is to keep it in a bag where the rest of your disaster preparedness stuff is. So for instance, where I live, tornadoes are the main thing.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

I know people who literally keep it in their sock drawer, or my preferred option is to keep it in a bag where the rest of your disaster preparedness stuff is. So for instance, where I live, tornadoes are the main thing.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

I know people who literally keep it in their sock drawer, or my preferred option is to keep it in a bag where the rest of your disaster preparedness stuff is. So for instance, where I live, tornadoes are the main thing.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

threat in our area and so that's sort of what we are most prepared for in the basement where we would go to shelter in the event of a tornado we have a bag with a change of clothes it's got a little cash it's got our bills and statements in it and a couple other things but kind of the things that we would want close at hand immediately after a disaster and for us that's a really good place to keep it but really wherever is safe and won't be a temptation and as for how much the minimum amount i would say that you really want to shoot for but again you don't have to be perfect

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

threat in our area and so that's sort of what we are most prepared for in the basement where we would go to shelter in the event of a tornado we have a bag with a change of clothes it's got a little cash it's got our bills and statements in it and a couple other things but kind of the things that we would want close at hand immediately after a disaster and for us that's a really good place to keep it but really wherever is safe and won't be a temptation and as for how much the minimum amount i would say that you really want to shoot for but again you don't have to be perfect

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

threat in our area and so that's sort of what we are most prepared for in the basement where we would go to shelter in the event of a tornado we have a bag with a change of clothes it's got a little cash it's got our bills and statements in it and a couple other things but kind of the things that we would want close at hand immediately after a disaster and for us that's a really good place to keep it but really wherever is safe and won't be a temptation and as for how much the minimum amount i would say that you really want to shoot for but again you don't have to be perfect

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

is enough to refill your fridge and to fill your gas tanks, assuming your car or cars are on empty. Okay.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

is enough to refill your fridge and to fill your gas tanks, assuming your car or cars are on empty. Okay.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

is enough to refill your fridge and to fill your gas tanks, assuming your car or cars are on empty. Okay.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

So we don't necessarily specialize in insurance, but the one thing that I would say to make sure that they're looking at is not all types of disaster insurance that you might need are necessarily part of just a standard homeowner's insurance policy. So flood insurance is a separate insurance plan.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

So we don't necessarily specialize in insurance, but the one thing that I would say to make sure that they're looking at is not all types of disaster insurance that you might need are necessarily part of just a standard homeowner's insurance policy. So flood insurance is a separate insurance plan.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

So we don't necessarily specialize in insurance, but the one thing that I would say to make sure that they're looking at is not all types of disaster insurance that you might need are necessarily part of just a standard homeowner's insurance policy. So flood insurance is a separate insurance plan.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And I would encourage everyone, regardless of where they live, even if you're on top of a mountain in the desert, go ahead and get flood insurance. It is absolutely worth it. I have one other trick advice that we use for insurance, and that's most people that we work with don't have any idea what's covered until the disaster occurs. And that is the worst time to find out what's covered.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And I would encourage everyone, regardless of where they live, even if you're on top of a mountain in the desert, go ahead and get flood insurance. It is absolutely worth it. I have one other trick advice that we use for insurance, and that's most people that we work with don't have any idea what's covered until the disaster occurs. And that is the worst time to find out what's covered.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And I would encourage everyone, regardless of where they live, even if you're on top of a mountain in the desert, go ahead and get flood insurance. It is absolutely worth it. I have one other trick advice that we use for insurance, and that's most people that we work with don't have any idea what's covered until the disaster occurs. And that is the worst time to find out what's covered.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

So I encourage people to Take your insurance company's phone number, their customer service phone number, and stick it in your phone. And every time you hear a news story or a podcast or you read something about a disaster, call them and ask them if you would be covered for it.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

So I encourage people to Take your insurance company's phone number, their customer service phone number, and stick it in your phone. And every time you hear a news story or a podcast or you read something about a disaster, call them and ask them if you would be covered for it.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

So I encourage people to Take your insurance company's phone number, their customer service phone number, and stick it in your phone. And every time you hear a news story or a podcast or you read something about a disaster, call them and ask them if you would be covered for it.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

Yeah, so saving is the, again, the number one thing. If there's only one thing people do, savings is the thing I would encourage folks to do. But the other piece is understand what options are available for the debts that you have in the event of a disaster. So for instance, if you are a homeowner, most mortgage companies offer some kind of after disaster assistance.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

Yeah, so saving is the, again, the number one thing. If there's only one thing people do, savings is the thing I would encourage folks to do. But the other piece is understand what options are available for the debts that you have in the event of a disaster. So for instance, if you are a homeowner, most mortgage companies offer some kind of after disaster assistance.