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Kate Ashford

๐Ÿ‘ค Speaker
522 total appearances

Appearances Over Time

Podcast Appearances

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

There are several different programs that can come out and, you know, depending on the disaster and depending on your situation and your expenses, like governments have a lot of options for tax relief. And having those receipts, having those pictures makes a world of difference.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

There are several different programs that can come out and, you know, depending on the disaster and depending on your situation and your expenses, like governments have a lot of options for tax relief. And having those receipts, having those pictures makes a world of difference.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

There are several different programs that can come out and, you know, depending on the disaster and depending on your situation and your expenses, like governments have a lot of options for tax relief. And having those receipts, having those pictures makes a world of difference.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

The other side is even if you're not receiving tax relief, often the congressional allocated dollars that they give after a disaster, they're called CDBGDR funds. When those come into a community, they often have programs where they will reimburse people for expenses.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

The other side is even if you're not receiving tax relief, often the congressional allocated dollars that they give after a disaster, they're called CDBGDR funds. When those come into a community, they often have programs where they will reimburse people for expenses.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

The other side is even if you're not receiving tax relief, often the congressional allocated dollars that they give after a disaster, they're called CDBGDR funds. When those come into a community, they often have programs where they will reimburse people for expenses.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And so having pictures of all of those receipts that you've used for your recovery, the whole recovery, can help you take advantage of those as well.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And so having pictures of all of those receipts that you've used for your recovery, the whole recovery, can help you take advantage of those as well.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And so having pictures of all of those receipts that you've used for your recovery, the whole recovery, can help you take advantage of those as well.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

Absolutely. And you're right. Scams are incredibly common after a disaster. So the first thing to know, I think the most common scam that we see are people pretending to be insurance adjusters or pretending to be workers from FEMA or SBA or even the government who are telling people that

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

Absolutely. And you're right. Scams are incredibly common after a disaster. So the first thing to know, I think the most common scam that we see are people pretending to be insurance adjusters or pretending to be workers from FEMA or SBA or even the government who are telling people that

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

Absolutely. And you're right. Scams are incredibly common after a disaster. So the first thing to know, I think the most common scam that we see are people pretending to be insurance adjusters or pretending to be workers from FEMA or SBA or even the government who are telling people that

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

in order for them to complete their inspection or complete an evaluation, that the consumer has to pay that person directly right away. That is never, ever the case. Volunteers will not charge you money. FEMA will not charge you money. Your insurance company is not going to charge you money like that. So if somebody comes to your door claiming they're from some agency out there,

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

in order for them to complete their inspection or complete an evaluation, that the consumer has to pay that person directly right away. That is never, ever the case. Volunteers will not charge you money. FEMA will not charge you money. Your insurance company is not going to charge you money like that. So if somebody comes to your door claiming they're from some agency out there,

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

in order for them to complete their inspection or complete an evaluation, that the consumer has to pay that person directly right away. That is never, ever the case. Volunteers will not charge you money. FEMA will not charge you money. Your insurance company is not going to charge you money like that. So if somebody comes to your door claiming they're from some agency out there,

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And they are asking you for cash. Do not give it to them. My second recommendation is when someone calls you or comes to your door, check out their credentials, make sure they are who they say they are. Look, you know, if they're with FEMA, they're going to have a badge. If they're with your insurance company, they're going to have a badge. If they say they're with your bank, same thing.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And they are asking you for cash. Do not give it to them. My second recommendation is when someone calls you or comes to your door, check out their credentials, make sure they are who they say they are. Look, you know, if they're with FEMA, they're going to have a badge. If they're with your insurance company, they're going to have a badge. If they say they're with your bank, same thing.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

And they are asking you for cash. Do not give it to them. My second recommendation is when someone calls you or comes to your door, check out their credentials, make sure they are who they say they are. Look, you know, if they're with FEMA, they're going to have a badge. If they're with your insurance company, they're going to have a badge. If they say they're with your bank, same thing.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

They're going to have ID on them. And if you're even a little bit worried, call the, you know, if it's, you know, your insurance or your bank, whatever, call your insurance company or your bank and confirm that they actually sent someone out to your home. The second most frequent scam that we see is scams around money. contractors and repairs and materials.

NerdWallet's Smart Money Podcast
Disaster-Resistant Finances: What to Do Before and After Catastrophes

They're going to have ID on them. And if you're even a little bit worried, call the, you know, if it's, you know, your insurance or your bank, whatever, call your insurance company or your bank and confirm that they actually sent someone out to your home. The second most frequent scam that we see is scams around money. contractors and repairs and materials.