Kate Ashford

So very frequently we see folks who they've got a contractor, the contractor is going to buy the materials that they need to do the repair. They charge you for those materials, but they the way the contract is written, it doesn't mean that they actually have to use the money that you gave them to buy the materials. And so the consumer gets stuck with the cost of those materials twice. It's awful.

So very frequently we see folks who they've got a contractor, the contractor is going to buy the materials that they need to do the repair. They charge you for those materials, but they the way the contract is written, it doesn't mean that they actually have to use the money that you gave them to buy the materials. And so the consumer gets stuck with the cost of those materials twice. It's awful.

So very frequently we see folks who they've got a contractor, the contractor is going to buy the materials that they need to do the repair. They charge you for those materials, but they the way the contract is written, it doesn't mean that they actually have to use the money that you gave them to buy the materials. And so the consumer gets stuck with the cost of those materials twice. It's awful.

And it comes as a surprise frequently once they're moving forward in collections for those folks. The best way to avoid that is to make sure you read your contracts in detail first. And second, to look really closely at your contractors. It is hard to get a contractor out after a disaster. There's incredible demand, but you should still vet them and make sure there's someone reputable.

And it comes as a surprise frequently once they're moving forward in collections for those folks. The best way to avoid that is to make sure you read your contracts in detail first. And second, to look really closely at your contractors. It is hard to get a contractor out after a disaster. There's incredible demand, but you should still vet them and make sure there's someone reputable.

And it comes as a surprise frequently once they're moving forward in collections for those folks. The best way to avoid that is to make sure you read your contracts in detail first. And second, to look really closely at your contractors. It is hard to get a contractor out after a disaster. There's incredible demand, but you should still vet them and make sure there's someone reputable.

It is better to have to wait a little bit longer in your recovery to get someone who can do the job and will do what they say they're going to do in the timeline they say they're going to do it rather than having somebody who takes all of your money and walks away a quarter of the way through the repair.

It is better to have to wait a little bit longer in your recovery to get someone who can do the job and will do what they say they're going to do in the timeline they say they're going to do it rather than having somebody who takes all of your money and walks away a quarter of the way through the repair.

It is better to have to wait a little bit longer in your recovery to get someone who can do the job and will do what they say they're going to do in the timeline they say they're going to do it rather than having somebody who takes all of your money and walks away a quarter of the way through the repair.

Thank you for having me. Thank you.

Thank you for having me. Thank you.

Thank you for having me. Thank you.

How much health care do you use? How often do you see the doctor? Do you have any major surgeries or procedures coming up? Are you planning to try for a baby? Do you have small children? All of these things can affect what kind of plan makes sense for you.

How much health care do you use? How often do you see the doctor? Do you have any major surgeries or procedures coming up? Are you planning to try for a baby? Do you have small children? All of these things can affect what kind of plan makes sense for you.

How much health care do you use? How often do you see the doctor? Do you have any major surgeries or procedures coming up? Are you planning to try for a baby? Do you have small children? All of these things can affect what kind of plan makes sense for you.

It's so fun to be here. I appreciate you having me.

It's so fun to be here. I appreciate you having me.

It's so fun to be here. I appreciate you having me.

Well, I'm a health insurance nerd, but even to me, open enrollment feels like homework. You've got to wade through the fine print, and you've got to do some math, and it all feels a little tedious. Actually, it really feels a lot tedious.

Well, I'm a health insurance nerd, but even to me, open enrollment feels like homework. You've got to wade through the fine print, and you've got to do some math, and it all feels a little tedious. Actually, it really feels a lot tedious.