Kate Ashford

If you are managing a transfer and you don't get the money deposited within 60 days, the IRS basically looks at that as you taking a taxable withdrawal. So you may owe income taxes, plus there will be a 20% penalty. So we do not recommend missing that deadline.

If you are managing a transfer and you don't get the money deposited within 60 days, the IRS basically looks at that as you taking a taxable withdrawal. So you may owe income taxes, plus there will be a 20% penalty. So we do not recommend missing that deadline.

In general, if you can do a trustee to trustee transfer directly from one company to the other company, the risk of penalties is low because the money never comes to you. So you don't risk missing any deadlines. So if that's an option, it is your best and easiest choice.

In general, if you can do a trustee to trustee transfer directly from one company to the other company, the risk of penalties is low because the money never comes to you. So you don't risk missing any deadlines. So if that's an option, it is your best and easiest choice.

In general, if you can do a trustee to trustee transfer directly from one company to the other company, the risk of penalties is low because the money never comes to you. So you don't risk missing any deadlines. So if that's an option, it is your best and easiest choice.

And I also want to note that if you decide to do this on your own, you decide to roll over your HSA by having the money sent to you and then depositing with a new HSA provider, you can only do that kind of transfer once every 12 months.

And I also want to note that if you decide to do this on your own, you decide to roll over your HSA by having the money sent to you and then depositing with a new HSA provider, you can only do that kind of transfer once every 12 months.

And I also want to note that if you decide to do this on your own, you decide to roll over your HSA by having the money sent to you and then depositing with a new HSA provider, you can only do that kind of transfer once every 12 months.

It's a little hard to tell from the question, but it sounds as though the reader is rolling their HSA to another provider, even though they're still employed with the same company. They've just stopped matching. So maybe they're not planning to contribute anything else to this HSA, in which case it wouldn't really matter. But it's worth noting.

It's a little hard to tell from the question, but it sounds as though the reader is rolling their HSA to another provider, even though they're still employed with the same company. They've just stopped matching. So maybe they're not planning to contribute anything else to this HSA, in which case it wouldn't really matter. But it's worth noting.

It's a little hard to tell from the question, but it sounds as though the reader is rolling their HSA to another provider, even though they're still employed with the same company. They've just stopped matching. So maybe they're not planning to contribute anything else to this HSA, in which case it wouldn't really matter. But it's worth noting.

that if your employer offers an HSA with your health plan, those contributions can be taken directly from your paycheck, and you won't have to pay Social Security and Medicare taxes, which is not the case if you're saving to a non-employer HSA with after-tax money.

that if your employer offers an HSA with your health plan, those contributions can be taken directly from your paycheck, and you won't have to pay Social Security and Medicare taxes, which is not the case if you're saving to a non-employer HSA with after-tax money.

that if your employer offers an HSA with your health plan, those contributions can be taken directly from your paycheck, and you won't have to pay Social Security and Medicare taxes, which is not the case if you're saving to a non-employer HSA with after-tax money.

So if they're going to continue making contributions, it may be better for them to keep their HSA where it is until they change jobs, even if their company is no longer matching. And it might be a good idea to consult a tax professional on all of this. The other thing to just repeat for the general public is that you can only contribute to an HSA if you have a high deductible health plan.

So if they're going to continue making contributions, it may be better for them to keep their HSA where it is until they change jobs, even if their company is no longer matching. And it might be a good idea to consult a tax professional on all of this. The other thing to just repeat for the general public is that you can only contribute to an HSA if you have a high deductible health plan.

So if they're going to continue making contributions, it may be better for them to keep their HSA where it is until they change jobs, even if their company is no longer matching. And it might be a good idea to consult a tax professional on all of this. The other thing to just repeat for the general public is that you can only contribute to an HSA if you have a high deductible health plan.

So if you change jobs and you get a different type of health insurance, you can still roll over your HSA money into an account with lower fees or different investment options, but you won't be able to keep making contributions to it.

So if you change jobs and you get a different type of health insurance, you can still roll over your HSA money into an account with lower fees or different investment options, but you won't be able to keep making contributions to it.

So if you change jobs and you get a different type of health insurance, you can still roll over your HSA money into an account with lower fees or different investment options, but you won't be able to keep making contributions to it.