Kate Campbell

I've got it in the browser and via email and on the app.

Like just click here and you can get $8,000 or whatever right now.

Which is probably my only issue right now with CBA.

We've got a few different bank accounts.

We've talked about Up, we've talked about YouBank, ComBank, ING Bank, even Macquarie Bank.

You've mentioned a few other names.

ANZ?

Yeah, so I think just having a look where your money currently is, maybe spending the time this month to do a bit of a bank account, saving account audit and finding out where your accounts are, tracking down any lost money because a lot of people just have a bank account lying around with maybe $1,000 in that they've kind of lost track of because they've opened different accounts.

So seeing if you can do any consolidation this month and make sure you're in a high interest savings account and using a transaction account that actually serves you.

Well, you spend money.

I'm transacting with a seller, but I'm spending the money.

So, I'm calling it a spending account.

Maybe we'll have to poll Instagram and see.

Because our activity for listeners is to do a spending review.

That's what some people make.

They just cut up the credit card and don't actually cancel it.

It's like overdraft or whatever.

So, look at your spending from 2022, go through and try and figure out your rough monthly spending in each category, and then you can use this to inform how you want to spend during this year and what you- How should people look at their spending though?

Ooh.

Well, if you're using a bank like Up or CBA, they might have auto-categorized everything for you.