Kate Campbell

With budgeting?

Yeah.

It is.

Do you prefer an app or do you?

I just use the app.

I'm kind of.

Don't tell me what you value, show me where you spend your money.

Yeah, I better not take credit for that one.

Meeting the talented Emma Edwards this year was a wonderful experience.

She provides some great perspectives to better manage your relationship with money and actually feel good about it at the same time.

She's well known on her Instagram handle, The Broke Generation, and she's also got a podcast of the same name, which I have definitely been recommending to many friends this year.

Here's a snippet of our conversation with Emma.

And I think a lot of advertising makes, as you mentioned, makes us feel like we should have it all.

And as soon as we get that full-time job, everything should just come to us on a silver platter.

And I think that's often how we fall prey to buy now, pay later ads and credit card ads where it's have it now, you deserve it.

And I think that can often lead us astray because we end up going into debt.

And I think you've had some experience sort of helping yourself and your listeners get out of debt as well.

Yeah.

And going on from, as you mentioned, dealing with the symptoms, what are some of the strategies that work for you or you found work for other people as well along the journey to help build that better relationship with money instead of it being potentially debt is your emergency fund or you're using money to fill an emotional void or whatever reason you need to use the money?

Yeah.